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  • 206 Boston Post Rd
  • Madison, CT 06443
  • Phone: 203.245.3131
  • Fax: 203.245.2508

Retirement Income Planning

Saving and investing for retirement can seem like an insurmountable task. One area of expertise at Madison Investment Center is our ability to help clients turn their savings into a lifetime income stream. Retirees are living longer, so you may need to plan for 30 or 40 years in retirement. Retirement income distribution strategies designed to account not only for inflation and market fluctuation, but also for your specific needs and tax concerns, are critical to providing consistent income and capital protection. 

A sound strategy is crucial both during the accumulation stage and when you have already retired. You need to ensure that you can meet your retirement income needs, maintain your lifestyle choices, and fund long-term goals for healthcare, estate planning, and travel. 

We can help you develop a comprehensive plan with the following goals:  

  • Minimize taxes on income – now, during retirement, and for your heirs
  • Protect assets while providing a lifetime income stream
  • Analyze pension maximization strategies
  • Maximize Social Security income for your family 

One example of how we help individuals in the distribution phase is by reviewing the different options for claiming Social Security, and the financial consequences of that decision. How old you are when you claim has a dramatic effect on the monthly benefits you and, if married, your spouse will get for the rest of your lives.

Raise Your Retirement Income

Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity.

Social Security: By the Numbers

Here are five facts about Social Security that might surprise you.


Learn More about Retirement